А. Information about credit Company |
1. |
Short Title : PSC CB "Sibirskoye Soglasiye"
2. | Credit Company placement. |
Region : Novosybyrskaya obl..
Postal address: 630102, Novosybyrsk-102,
p.o.b. 37
Juridical address: 630102, г.Novosybyrsk,
Obskaya str., 2
Corresponding account in Bank of
Russia: 700161514 in RKC of Novosibirsk, BIK 045025714
3. | State registration information |
Date of licence for bank activity: 13.04.94
Licence number : 2787
Registration organ : Central Bank of Russian Federation
4. | Total number of shareholders |
Total number of shareholders, information about which contains in credit organization,
for the moment of decision of securities publishing : 68
5. | Shareholders list, who owns more than 5% Charter Funds of credit Company |
Russian
1. JSC "YERMAK"
Postal address : 630110, Novosybyrsk,
Chmelnitskogo str.,94
Juridical address : 630110, Novosybyrsk,
Chmelnitskogo str.,94
Part of Charter Fund : 5,58%
Supposed part of Charter Fund after end of publishing : 5,58%
Shareholders, who owns more than 20% of Charter Fund of this shareholder:
Physical persons :
1.1. Karpan Vladimir Vasylyevitch
Citizenship : Russia
Part of CF of shareholder: 20%
1.2. Yevrezova Olga Petrovna
Citizenship : Russia
Part of CF of shareholder: 20%
1.3. Litvinoff Boris Vasylyevitch
Citizenship : Russia
Part of CF of shareholder: 20%
1.4. Molotkov Yury Ivanovitch
Citizenship : Russia
Part of CF of shareholder: 20%
2. JSC "Novosybyrsky factory of chemical concentrates"
Postal address : 630110, Novosybyrsk,
Chmelnitskogo str.,94
Juridical address : 630110, Novosybyrsk,
Chmelnitskogo str.,94
Part of Charter Fund : 7,53%
Supposed part of Charter Fund after end of publishing : 7,53%
Shareholders, who owns more than 20% of Charter Fund of this shareholder:
2.1. Public Joint-Stock Company "TVEL"
Jurisdiction : Russia
Postal address : 101000,Moscow , Bolshaya Ordynka str., 24/26
Juridical address : 101000,Moscow , Bolshaya Ordynka str., 24/26
Part of charter fund : 37,99%
3. PSC "Novosybyrsky tin factory"
Postal address : 630033, Novosybyrsk, Mira str., 62,
Juridical address : 630033, Novosybyrsk, Mira str., 62,
Part of charter fund: 9,46%
Supposed part of Charter Fund after end of publishing : 9,46%
No shareholders, who owns more than 20% of charter fund of this shareholder.
4. PSC "ELSYB"
Postal address : 630088, Novosybyrsk, Sybyryakov-Gvardeytsev str., 56
Juridical address : 630088, Novosybyrsk, Sybyryakov-Gvardeytsev str., 56
Part of charter fund : 15,14%
Supposed part of Charter Fund after end of publishing : 15,14%
Shareholders, who owns more than 20% of Charter Fund of this shareholder:
Physical persons :
4.1. Кaniskin Nicolay Alexeyevitch
Sitizenship : Russia
Part of CF of shareholder : 30,03%
Shareholders, who owns lesser than 20% of Charter Fund of this shareholder:
Physical persons :
Belosokchov Alexander Ivanovytch
Postal address: 630099, Novosybyrsk, Romanova str., 23a, fl.1
Part of charter fund : 19,9%
Supposed part of Charter Fund after end of publishing : 19,19%
Ivanischenko Gennady Ivanovitch
Address: 630065, Novosybyrsk, Narodnaya str., д.26, кв.60
Part of charter fund : 8,07%
Supposed part of Charter Fund after end of publishing : 8,07%
6. | Information on paragraph 6. is included in paragraph 5. |
7. | Key personnel structure of credit organization, determined by it's Charter. |
|
Shareholders meeting |
|
Directors council |
|
Director General |
8. | Directors council of credit Company : |
1.Ivanischenko Gennady Ivanovitch
Part of Charter Fund of credit Company : 8,07%
Current taked posts :
From date |
|
|
|
JSC Insurance Stock Company "FART" | Chairman of directors council |
|
PSC "Novosibyrsky fluvial port" | Member of directors council |
|
PSC "SINAR" | Chairman of directors council |
|
PSC Design Office "Sybyrskoe Soglasye" | Member of directors council |
|
PSC Design Office "Sybyrskoe Soglasye" | Director General |
|
JSC Insurance "SYBATOM" | Member of directors council |
|
PSC "Novosybyrsky factory of chemical concentrates" | member of directors council |
Posts taken during last 5 years :
From date | Up to date |
|
|
|
|
Novosybyrsky electro-technical institute | Head of the financial-ecomomical administration |
|
|
West-Siberian stock exchange | vice-president |
|
|
Executive directorate of inter-regional association "Sybyrskoye Soglasheniye" | Head of the temporary creation group of Bank "Sybirskoye Soglasiye" creation. |
|
|
Inernational Bank of Reconstruction and Development "Sybyrskoye Soglasiye" | president |
Part of Charter Fund of other Companies ownership :
|
|
PSC Insurance Stock Company "FART" | 1,25% |
PSC "SINAR" | 0,95% |
JSC Insurance Stock Company "SIBATOM" | 2,5% |
2.Dorodnych Sergey Fyodorovitch
Part of charter fund of credit Company : 0%
Current taken posts :
From date |
|
|
|
JSC "Cashtan-A" | Director general |
|
JSC Insurance company "SIBATOM" | Member of directors council |
|
PSC Design Office "Sybyrskoye Soglasiye" | member of directors council |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
CSJC "Kashtan" | Director general |
|
|
AKB "Sybecobank" | Member of directors council |
Parter of Charter Fund of other Companies ownership:
|
|
JSC Insurance company "SIBATOM" | 6,25% |
JSC "Kashtan-A" | 50% |
JSC "Aldor" | 50% |
3.Dugelny Alexander Petrovitch
Part of charter fund of credit company : 0%
Current taken posts :
From date |
|
|
|
PSC "Sybaknigor" | member of directors council |
|
PSC "Novosybyrsky tin factory" | Chairman of directors council |
|
PSC "Siberian trade Bank" | member of observation council |
|
PSC "Solnechny GOK" | member of directors council |
|
JSC "Sotovaya Kompaniya" | member of directors council |
|
PSC "Novosibirsky tin factory" | Director general |
|
JSC "Pod - strokoy" | member of directors council |
|
PSC Design Office "Sibirskoye Soglasiye" | member of directors council |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
PSC "Novosibirsky tin factory" | Director General |
Part of churt funds of other companies ownership:
|
|
PSC "Novosibirsky tin factory" | 3,7% |
JSC "Sotovaya company" | 25,2% |
4.Yelezov Alexey Borisovitch
Part of charter fund of credit company : 0,01%
Current taken posts :
From date |
|
|
|
JSC "IRLIS" | Chairman of directors council |
|
PSC Cheque Investment Fund "Sibprominvest" | member of directors council |
|
JSC "Sibir-Chelen" | Chairman of directors council |
|
PSC Novosibirsky municipal Bank | Member of directors council |
|
JSC "Alpary" | Chairman of directors council |
|
JSC "SINAR" | member of directors council |
|
PSC Design Office "Sibirskoye Soglasiye" | member of directors council |
|
Social organization "Inter-regional association of factory's directors" | president |
|
Social organization "Inter-regional association of factory's directors" | Council member |
|
PSC "TDS-2" | Director general |
|
PSC "SINAR" | Director general |
|
Novosibirsky youth theatre "Globus" | Member of curators council |
|
Novosibirsky alliance of factories and employers directors | Member of council |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
Novosibirsky factory named after Central Committee of workers of the sewing industry alliance | Director |
|
|
PSC "Siberian investment trade-producing alliance" | Member of directors council |
|
|
PSC "SINAR" | Director general |
Part of the charter fund ownerwship of other Companies:
|
|
JSC "Alpary" | 0,9% |
PSC "SINAR" | 21,35% |
PSC "Siberian investment-trade alliance" | 0,18% |
PSC Cheque Investment Fund "Sibprominvest" | 0,29% |
PSC Novosibirsky municipal Bank | 0,048% |
JSC "Irlis" | 2,7% |
5.Kaniskin Nicolay Alexeyevitch
Part of charter fund of the credit company ownership : 0,35%
Current taken posts :
From date |
|
|
|
PSC "Financial-trusting Company "Sybelfin"" | directors counil chairman |
|
PSC Design Office "Sibirskoye Soglasiye" | directors council chairman |
|
PSC "ELSIB" | Director general |
|
Scientific-production association "Elsib & K" | Directors council chairman |
|
PSC Investment Company "RIF" | directors council member |
|
PSC "SINAR" | Directors council member |
|
JSC Scientific Research Institute "Sibelectrotyazhmash" | Directors council member |
Posts taken for the last 5 years:
From date | Up to date |
|
|
|
|
Joint-Stock company Elsib | Director general |
|
|
PSC "ELSIB" | Directors council member |
Part of the chart funds of other companies ownership:
|
|
Commercial Bank "Sibirsky Bank" | 0,01% |
JSC "Financial-trusting company "Sibelfin"" | 11,52% |
PSC "ELSIB" | 30,03% |
6.Molotkov Iurii Ivanovitch
Part of charter fund of the credit company ownership : 0%
Current taken posts :
From date |
|
|
|
PSC "ERMAK" | president |
|
JSC Insurance Company "FART" | directors council member |
|
PSC "Ermak-invest" | observation council president |
|
PSC "Kochkovsky zernovoy fond" ("Kochkovsky grain fund")" | directors council president |
|
PSC Design Office "Sibirskoye Soglasiye" | Directors council member |
|
PSC "Torgovy dom Kalininsky" | Directors council member |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
Sibirsky polytechnical collage | Principal |
|
|
PSC "Novosibirsky factory of chemical concentrates" | directors council member |
|
|
PSC "Torgovy dom Kalininsky" | directors council president |
Part of the charter fund ownerwship of other Companies:
|
|
ОАО "ЕРМАК" | 9% |
PSC "Novosibirsky factory of chemical concentrates" | 0,02% |
PSC "Ermak-invest" | 0,01% |
JSC Insurance Company "FART" | 0,4% |
7.Yakubenko Alexander Mikhailovitch
Part of charter fund of the credit company ownership : 0,01%
Current taken posts :
From date |
|
|
|
PSC "Novosibirsky retchnoy port" | directors council president |
|
PSC "Novosibirsky retchnoy port" | director general |
|
JSC Insurance Company "FART" | directors council member |
|
PSC Design Office "Sibirskoye Soglasiye" | directors council member |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
Novosibirsky port named after "Honour Medal" Order | director |
Part of Charter Fund of other Companies ownership:
|
|
JSC Insurance Company "FART" | 0,25% |
PSC "Novosibirsky retchnoy port" | 2,2% |
LP "Nordnov" | 9% |
8.Aphanas'ev Vladimir Leonidovitch
Part of charter fund of the credit company ownership : 0%
Current taken posts :
From date |
|
|
|
PSC "Novosibirsky factory of chemical concentrates" | Directors council member |
|
PSC "Novosibirsky factory of chemical concentrates" | director general |
|
PSC Design Office "Sibirskoye Soglasiye" | directors council member |
|
Commercial Bank "Sibecobank" | directors council member |
|
PSC "Rodnik" | directors council member |
|
PSC "Concern TVEL" | directors council member |
|
PSC "TVEL" | directors council member |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
"Novosibirsky factory of chemical concentrates" | main engineer |
|
|
PSC "Novosibirsky factory of chemical concentrates" | technical director - director general deputy |
|
|
PSC "Novosibirsky factory of chemical concentrates" | acting director general |
Part of Charter Fund of other Companies ownership:
|
|
PSC "Novosibirsky factory of chemical concentrates" | 0,14% |
9.Nenakhov Vladimir Nicolayevitch
Part of charter fund of the credit company ownership : 0%
Current taken posts :
From date |
|
|
|
Commercial bank "Sibecobank" | Directors council member |
|
JSC "Vita - Fruit - Company" | directors council member |
|
PSC "Torgovy Dom Narodny" | director general |
|
JSC Insurance Company "SIBATOM" | directors council president |
|
PSC Design Office "Sibirskoye Soglasiye" | directors council member |
Posts taken for the last 5 years :
From date | Up to date |
|
|
|
|
"Rosposyltorg" Company | director |
|
|
JSC "Novosibposyltorg" | director general |
Part of Charter Fund of other Companies ownership:
|
|
PSC "Torgovy Dom Narodny" | 19,96% |
JSC Insurance Compnay "SIBATOM" | 6,25% |
9. | Board of Directors members list: |
Credit organization does not have Board of Directors. Functions of Board of Directors are carrying out by the Director General.
1.Ivaniscthenko Gennady Ivanovitch
Part of charter fund of the credit company ownership : 8,07%
Current taken posts :
From date |
|
|
|
JSC Insurance company "FART" | Directors council president |
|
PSC "Novosibirsky retchnoy port" | Directors council member |
|
PSC "SINAR" | Directors council president |
|
PSC Design office "Sibirskoye Soglasiye" | Directors council member |
|
PSC Design office "Sibirskoye Soglasiye" | Director General |
|
JSC Insurance company "SIBATOM" | Directors council member |
|
PSC "Novosibirsky factory of chemical concentrates" | Directors council member |
Posts taken for the last 5 years:
From date | Up to date |
|
|
|
|
Novosiberian technical Institute | Financial and economical department chief |
|
|
West-Siberian stock-exchange | vice-president |
|
|
Executive directorate of Inter-regional association "Sibirskoye soglascheniye" | Manager of provisional creative group of "Sibirskoye Soglasiye" bank creating |
|
|
International Bank "Sibirskoye Soglasiye" | president |
Part of Charter Fund of other Companies ownership:
|
|
JSC Insurance company "FART" | 1,25% |
PSC "SINAR" | 0,95% |
JSC Insurance company "SINAR" | 2,5% |
10. | Juridical persons, which Charter fund is owned by the credit Company-emitent in amount of more than 5% |
1. JSC Insurance company "FART"
Jurisdiction : Russia
Postal address : 630007, Novosibirsk, Sverdlova str.,27a
Juridical address : 630007, Novosibirsk, Sverdlova str.,27a
Emitent Charter Fund amount: 29,3%
Roubles valuation (by nominal) : 117200000 roubles.
2. PSC "Predpriyatie 80-02"
Jurisdiction : Russia
Postal address : 366720, г.Назрань, ул.Фабричная, д.3
Юридический адрес : 366720, Nazran', Fabritchnaya, 3
Emitent Charter Fund amount: 20%
Roubles valuation (by nominal) : 500000 roubles.
3. PSC "Novosibirsky retchnoy port"
Jurisdiction : Russia
Postal address : 630007, Novosibirsk, Pristansky per.,5
Juridical address : 630007, Novosibirsk, Pristansky per.,5
Emitent Charter Fund amount: 7,9%
Roubles valuation (by nominal) : 4180000 roubles.
4. JSC Pensionary Fund "Soglasiye"
Jurisdiction : Russia
Postal address : 630091, Novosibirsk, Krasny Prospect, 44
Juridical address : 630091, 630091, Novosibirsk, Krasny Prospect, 44
Emitent Charter Fund amount: 6,5%
Roubles valuation (by nominal) : 2500000 roubles.
5. PSc "SINAR"
Jurisdiction : Russia
Postal address : 630007, Novosibirsk, Serebrennikovskaya str., 14
Juridical address : 630007, Novosibirsk, Serebrennikovskaya str., 14
Emitent Charter Fund amount: 8%
Roubles valuation (by nominal) : 11980000 roubles.
6. JSC Airline "Novosibirskiye avialinii"
Jurisdiction: Russia
Postal address : 630099, Novosibirsk, Lenina str.,12
Juridical address: 630099, Novosibirsk, Lenina str.,12
Emitent Charter Fund amount: 10%
Roubles valuation (by nominal) : 2100000 roubles.
7. JSC "Formula-S"
Jurisdiction: Russia
Postal address : 630102, Novosibirsk, Obskaya str.,2
Juridical address : 630102, Novosibirsk, Obskaya str.,2
Emitent Charter Fund amount: 5,71%
Roubles valuation (by nominal) : 120000 roubles.
8. JSC "Rodius"
Jurisdiction: Russia
Postal address : 630102, Novosibirsk, Obskaya str.,2
Juridical address : 630102, Novosibirsk, Obskaya str.,2
Emitent Charter Fund amount: 10%
Roubles valuation (by nominal) : 550000 roubles.
9. Private guard company "Polar"
Jurisdiction: Russia
Postal address : 630065, Novosibirsk, B. Khmelnitskogo str., 42
Juridical address : 630065, Novosibirsk, B. Khmelnitskogo str., 42
Emitent Charter Fund amount: 10%
Roubles valuation (by nominal) : 13000000 roubles.
11. | Credit organization membership in Banks and another companies, membership in cuurency and fund exchanges. |
Company : Noncommercial partnership "Sibirskaya fondovaya birzha" ("Siberian fund exchange")
Placement: Russia
Postal address : 630132, Novosibirsk, p.o.b. 514
Juridical address : 630076, Novosibirsk, Frunze str., 5
12. | Credit organization does not have subsidiaries and representatives. |
Б. | Financilal placement |
|
13. | Balance on account of second order and report on income and spending of credit company. |
On the end of 1994
Asset ( 01.01.95 )
Account | Title | Sum (thous.) |
031 | Cash register of commercial cooperative bank |
106 771,70
|
161 | Correspondent accounts of russian commercial banks in establishemnts of Central Bank of Russia (in roubles) |
1 477 318,73
|
167 | Correspondent accounts in roubles in commercial banks-residents "NOSTRO" |
418 640,08
|
477 | Loan accounts of JSP and PSC |
2 765 400,24
|
620 | Credits, not repayed in time |
9 527,14
|
626 | Overdue of persents on short-term loans of customers |
44 708,02
|
627 | Overdued credits (resources), given by another bank |
250 000,00
|
628 | Overdued percents on credits(resources), given by another banks |
44 375,00
|
654 | Accounts of businessmen, carrying out their activity with creation of juridical person |
181 287,72
|
716 | Credits to citizens |
354 556,00
|
816 | Bank's means, transfered into the Fund of regular credit resources of bank system |
721 439,79
|
825 | Means, transfered to the organizations for their economic needs |
500,00
|
904 | Other debtors and creditors |
254 488,53
|
920 | Buildings, edifices |
344 042,33
|
921 | Economic inventory |
163 539,56
|
925 | Non-material assets |
5 629,53
|
940 | Economic materials |
2 848,17
|
941 | Outlays of next periods |
2 296,86
|
942 | Non valuable and quick used up objects |
37 794,60
|
950 | Means, diverted from the bank's profit |
143 100,10
|
Liabilities ( 01.01.95 )
Account | Title | Sum (thous.) |
010 | Charter fund |
1 125 500,00
|
011 | Reserve fund |
21 103,00
|
012 | Special funds |
37 794,60
|
015 | Deterioration of basic means |
8 779,29
|
168 | Correspondent accounts (in roubles) for commercial banks-residents "LORO" |
193 000,00
|
199 | Long-term liabilities, circulated on market, released "poste restante", for the period of 30 days |
1 147 172,63
|
467 | Accounts of JSC and PSC |
1 576 187,90
|
606 | Ассоциаций и др.крупн.орг.структур, не вход.в министерства н/х комплексов |
4 249,93
|
644 | Accounts of businessmen, depending their activity on juridical person creation |
1 629,07
|
700 | Accounts current of another social organizations |
13 043,08
|
711 | Citizens deposits "poste restante" and for the period of up to 30 days |
1 177 972,03
|
715 | Accounts of businessmen, without creating of juridical person |
20 803,43
|
720 | Letters of credit |
453 678,80
|
723 | Accepted pay-comission and pay-cheques |
1 150,45
|
823 | Credits (resources), taken from other banks |
460 000,00
|
904 | Other debtors and creditors |
716 823,98
|
943 | Incomes of future periods |
89 083,01
|
945 | Reserves for possible loan losses |
92 600,00
|
980 | Profits and losses of reported year |
187 692,90
|
Report on profits and losses (
01.01.95 )
Sum (thous.) | ||
BANK'S PROFITS | ||
TOTAL percents got: |
100
|
2 285 815,71
|
details: | ||
-on short-term loans |
101
|
2 285 815,71
|
-on average-term loans |
102
|
|
-on long-term loans |
103
|
|
-on short-term loans in currency |
104
|
|
-on average-term loans in currency |
105
|
|
-on long-term loans in currency |
106
|
|
-on accounts of foreign correspondents, guaranteee and accepted operations |
107
|
|
-from the state budget for credits |
108
|
|
-for budget using by advenced payments on tax on incomes in sum, exceeding actually owed to pay during reporting year (a) |
108
|
|
-for credits, gaved to another credit companies |
109
|
|
- for credit resources, redistributed among brahcnes of one credit organization (a) |
109
|
|
Incomes on securities operations, total; |
110
|
3 907,78
|
- with state securities , circulated on General Russian Central Exchange (a) |
110
|
|
- with another state securities (b) |
110
|
|
- with securities of federal objects and native power organs (c) |
110
|
|
-with corporate securities (d) |
110
|
|
Dividends on shares |
111
|
|
Course differences on foreign operations |
112
|
|
Not selled course differences (a) |
112
|
|
Telegraph and another expences compensations, payed by customers |
113
|
2 664,83
|
Perecnts and commission, got for the operations of past years |
114
|
|
Comission, got on customers and banks services |
116
|
96 198,07
|
Values and bank documents delivery payment |
117
|
|
Another incomes |
118
|
496,01
|
Also sum of reconstructed incomes depending on reserves on possible loan losses (from cashless account N945), created with privelege on taxation (a) |
118
|
|
Account N 969 "Fines, forfeits got" |
119
|
|
TOTAL INCOMES ON ACCOUNT N 96 |
2 389 082,40
|
|
-------------------------------------------------------------------------------------------------------------------------------------------------------------- | ||
BANK'S EXPENCES | ||
Percents payed, TOTAL: |
200
|
1 233 126,71
|
exaclty: | ||
- on payment, current and another accounts of customers |
201
|
10 736,17
|
- on deposits and investments of companies, organizations, cooperatives |
202
|
|
- on budget means using during advance payments understating on income taxes, in comparision to sum, actually belonged to reporting period payment (a) |
202
|
|
-on citizen and servicemen deposits |
203
|
606 913,85
|
- on current accounts on foreign correspondents, organizations and citizens, in currency |
204
|
|
- on credits, taken form another banks |
205
|
615 476,69
|
- on credit resources, redistributed among branches of single credit company (a) |
205
|
|
- on Gosstrah (State Insurance) accounts |
206
|
|
Course differences on foreign operations |
207
|
|
Unrealized course differences (a) |
207
|
|
Expences on securities operations (total) |
208
|
319 136,15
|
- with state securities, circulated on General Russian Central Exchange (a) |
208
|
|
- with another state securities (b) |
208
|
|
- with securities of federal objects and native power organs (c) |
208
|
|
- with corporate securities (d) |
208
|
|
Expences on forms production, acquiring and conveyance, including forms of strict reporting, magnetic tapes, packing materials for monetary cards and coins and another materials, necessary for customer processing and calculation keeping |
209
|
1 613,27
|
Expences on means and bank documents transportation |
211
|
|
Expences on services of self-supporting Computer Centres payments |
212
|
2 299,96
|
Postal and telegraph expences on customers operations |
213
|
1 892,26
|
Amortizational deduction on charter funds |
214
|
12 869,14
|
Percents and commission, payed on operations of last years |
215
|
|
Payed comisssiona on customers and banks services |
216
|
70 613,60
|
Another expences |
218
|
218 185,45
|
Account N 979 "Fines, forfeits payed" |
219
|
|
particularly on Central Bank orders |
219
|
|
including: for failuring to carry out of obligatory reserve orders |
219
|
|
- on acts of fiscal inspections checks |
219
|
|
Basic funds repair |
220
|
|
TOTAL EXPENCES ON ACCOUNT N 97, EXCEPT ACCOUNT N 971 |
999
|
1 859 736,54
|
EXPENCES ON PERSONNEL MAINTENANCE | ||
Expences on maintenance TOTAL |
10
|
341 652,96
|
particularly: | ||
-Wages fund |
20
|
148 079,07
|
including: all types of bonus |
30
|
|
-another expences |
50
|
187 938,30
|
-expences on official missions |
60
|
5 635,59
|
Expences on maitenance of officials, does not belonged to administration personnel - total |
70
|
|
particulalrly: On maintenance of officials, does not included into staff, working on contracts (labour agreements) (a) |
70
|
|
TOTAL EXPENCES ON ACCOUNT 971 |
999
|
341 652,96
|
SUMS, PAYED OFF INTO EXPENCES | ||
Miscalculations and shortages on cash operations (except currecy means) |
403
|
|
Embezzlements and spending on cash operations (except currency means) |
404
|
|
Unpayable and spurious monetary cards and coins got |
405
|
|
Embezzlements, spendings and another misusings during cash(means) transportation |
406
|
|
Embezzlements, spendings and another misusings on another bank operations (except cash and means transportation operations) |
407
|
|
Means embezzlements and aother misusings, through not staff's fault, or for unknown cause |
408
|
|
Means losses during transportation |
409
|
|
Sums, payed on customers claims |
410
|
|
Losses on foreign operations |
411
|
|
Another |
412
|
|
TOTAL WRITTEN OFF INTO LOSSES |
999
|
|
Sums actually written off to financial result of banks activity | ||
- to incomes |
450
|
|
- to losses |
460
|
|
T O T A L I N C O M E S |
187 692,90
|
|
R E F E R E N C E | ||
1.INCOME (lOSS) ON PLAN OF A REPORTED YEAR |
600 000,00
|
|
2.ACTUAL INCOME WITHOUT RESTS ON ACCOUNTS N 969, 979 AND PERSONAL ACCOUNT "SUMS, WRITTEN OFF INTO LOSSES" |
187 692,90
|
|
3.FINANCIAL RESULT OF MAIN OFFICE OF CREDIT ORGANIZATION ACTIVITY: | ||
a) incomes |
187 692,90
|
|
b) losses | ||
4.NUMBER OF BANKS BRANCHES, FINISHED YEAR WITH PROFIT | ||
5.SUM OF PROFIT, TAKEN BY BRANCHES | ||
6.NUMBER OF BANKS BRANCHES, FINISHED YEAR WITH LOSSES | ||
7.SUM OF LOSS, ADMITTED BY BRANCHES | ||
FROM SYMBOL 999 "TOTAL INCOMES ON ACCOUNT N96" | ||
8.INCOMES, IN MAGRINAL CREDITS, GRANTED AT THE EXPENSES OF CENTRAL CREDIT RESOURCES FROM SYMB. 207 "COURSE DIFFERENCE ON FOREIGN OPERATIONS": | ||
9.TAXES, CHARGED AND PAYED, ACCORDING TO BANKS EXPENCES - TOTAL |
101 647,01
|
|
10.ADVERTISEMENT EXPENCES EXCESS OF PLANNED RATE | ||
11.PAYMENT FOR AUDITING SERVICES |
4 494,00
|
|
12.SUM OF DEDUCTION INTO RESERVE ON POSSIBLE LOSSES ON LOANS (CIRCULATION ON CREDIT BALANCE ACCOUNT N945) |
92 600,00
|
|
13.SUMS OF PAYMENTS INTO RESERVE OF SECURITIES DEPRECIATION (CIRCULATION ON CREDIT BALANCE ACCOUNT N944) | ||
14.EXPENCES ON RENT OF BASIC FUNDS AND NONMATERIAL ASSETS |
1 467,86
|
|
15.REPRESENTATIVE EXPENCES EXCESS ON PLANNED RATE | ||
FROM SYMBOL 060 "EXPENCES ON OFFICIAL MISSIONS" | ||
16.EXEPNCES ON OFFICIAL MISSIONS EXCESS ON PLANNED RATE |
On end of 1995
Assets ( 01.01.96 )
Account | Title | Sum (thous.) |
031 | Commercial, cooperative bank's cash register |
180 212,18
|
034 | Own shares, redeemed from the shareholders |
10 000,00
|
161 | Correspondent accounts (in roubles) of russian commercial banks in establishments of Central Bank of Russia |
1 123 446,96
|
167 | Correspondent accounts (in roubles) in commercial banks-residents "NOSTRO" |
830,40
|
191 | Investments into the shares of stock companies |
309 705,77
|
194 | Investments into the state promissory notes |
3 873 325,20
|
195 | Promissory notes, considered by banks, portfolio of the bank |
3 025 856,52
|
477 | Loan accounts of stock companies |
16 613 957,40
|
627 | Overdued credits (resources), given to another banks |
250 000,00
|
628 | Overdued percents on credits (resources), given by another banks |
44 375,00
|
712 | Loan accounts of business men, acting without juridical person creating |
69 000,00
|
716 | Citizen credits |
916 000,00
|
816 | Bank's resources, transfered into regular credit resources bank system fund |
2 477 833,55
|
822 | Credits (resources), given to another banks |
200 000,00
|
825 | Means, transfered to the companies for their economic activity |
101 050,00
|
904 | Another debtors and creditors |
43 644,95
|
920 | Edifices |
653 680,43
|
921 | Economic inventory |
471 011,72
|
925 | Nonmaterial assets |
48 682,46
|
940 | Economic materials |
11 557,25
|
941 | Expences of a future periods |
4 214,84
|
942 | Non valuable and quick deterioration objects |
43 722,49
|
950 | Diverted means, depending on bank's profits. |
1 856 340,04
|
Liabilities ( 01.01.96 )
Account | Title | Sum (thous.) |
010 | Charter fund |
3 000 000,00
|
011 | Reserve fund |
417 000,00
|
012 | Special funds |
402 855,21
|
015 | Basic means deterioration |
56 515,04
|
016 | Economical stimulation funds |
342 101,45
|
018 | Economical stimulation funds, directed to production and social development |
254 407,41
|
168 | Correspondent accounts (in roubles) for commercial banks-residents "LORO" |
100 000,00
|
196 | Bank acceptance and own promissary notes |
10 810 909,93
|
345 | Of state companies and companies, served by commercial and cooperative banks |
53 789,94
|
467 | Accounts Of Joint-Stock Companies |
2 970 053,96
|
606 | Of associations and another large-scale organizational structures, not included into ministries of national economic |
208,00
|
609 | Of companies and organizations of other ministries and departments of republics |
19 742,42
|
644 | Accounts of companies, acting with the creating of juridical person |
15 952,10
|
695 | Current accounts of trade unions |
140,00
|
700 | Current accounts of another social organizations |
8 110,76
|
711 | Citizen's deposits "poste restante" and for a period of up to 30 days |
90 702,11
|
715 | Accounts of people, who acts without creating of juridical person |
26 649,91
|
726 | Social insurance fund of Russian Federation |
176 411,80
|
734 | Citizen's deposits for a period from 31 up to 90 days |
460 710,49
|
735 | Citizen's deposits for a period of more than 90 days |
4 920 053,61
|
736 | Deposits of state companies for a period from 31 up to 90 days |
684 576,42
|
737 | Deposits of state companies for a period of more than 90 days |
3 670 000,00
|
904 | Another debtors and creditors |
225 392,20
|
943 | Incomes of a future periods |
44 375,00
|
944 | Reserves for possible securities depreciation |
154 702,89
|
945 | Reserves for possible loan losses |
523 888,38
|
947 | Securities incomes of future periods |
101 520,00
|
980 | Profits and losses of a reported year |
2 797 678,13
|
Report on profits and losses (
01.01.96 )
Sum (thous.) | ||
BANK'S PROFITS | ||
Percents gotten, TOTAL: |
100
|
13 058 568,00
|
details: | ||
-on short-term loans |
101
|
12 781 504,00
|
-on average-term loans |
102
|
|
-on long-term loans |
103
|
|
-on short-term loans (in currency) |
104
|
|
-on average-term loans (in currency) |
105
|
|
-on long-term loans (in currency) |
106
|
|
-on accounts of foreign correspondents, guarantee and acceptor operations |
107
|
|
-from state budget for credits |
108
|
|
-for budget using by advance payments of income tax in sum, exceeds actually obliged to pay for a reported year (a) |
108
|
|
-for credits, given to another credit companies |
109
|
277 064,00
|
-for credit resources, redistributed among branches of a single credit company (a) |
109
|
|
Incomes on securities operations, total |
110
|
827 999,00
|
-with state securities, circulating on General Securities Market (a) |
110
|
|
-with another state securities (b) |
110
|
|
-with securities of federation subjects and local power organs (c) |
110
|
|
-with corporate securities (d) |
110
|
|
Dividends on shares |
111
|
|
Course difference on foreign operations |
112
|
|
Unrealized course differences (a) |
112
|
|
Communication and other expences, compensated by customers |
113
|
14 200,00
|
Percents and comission, got on operations of last years |
114
|
|
Received comission on customers and banks services |
116
|
361 776,00
|
Valuables and bank documents delivering payments |
117
|
109,00
|
Other incomes |
118
|
233 410,00
|
including sum of restored income at the expence of possible loan losses (from account N945), generated with taxation privilege (a) |
118
|
|
Account N 969 "Fines, penalties, forfeits gotten" |
119
|
10 593,00
|
TOTAL INCOMES ON ACCOUNT N 96 |
14 506 655,00
|
|
-------------------------------------------------------------------------------------------------------------------------------------------------------------- | ||
BANK'S EXPENCES | ||
Percents payed, TOTAL: |
200
|
5 858 789,00
|
including: | ||
-on payment, current and other customer's accounts |
201
|
227 621,00
|
-on deposits and investments of the companies and cooperations |
202
|
1 196 703,00
|
-for budget using during understating of advance payments on income tax, comparing to sum, actually obliged to pay for a reported period (a) |
202
|
|
-on citizen's and soldier's deposits |
203
|
3 635 217,00
|
-on currents accounts of foreign correspondents, companies and citizens (in currency) |
204
|
|
-on credits, received from other banks |
205
|
799 248,00
|
-for credit resources, redistributed between branches of a single credit company (a) |
205
|
|
-on accounts of State Insurance |
206
|
|
Cource differences on foreign opertaions |
207
|
|
Unrealized course differences (a) |
207
|
|
Expences on operations with securities (total) |
208
|
3 304 751,00
|
-with state securities, circulated on General Securities market (a) |
208
|
|
-with other state securities (b) |
208
|
|
-with securities of federation subjects and local state organs (c) |
208
|
|
-with corporate securities (d) |
208
|
|
Expences on forms production, acquiring and conveyance, including forms of strict reporting, magnetic tapes, packing materials for monetary cards and coins and another materials, necessary for customer processing and calculation keeping |
209
|
3 390,00
|
Expences on valuables and bank documents transportation |
211
|
1 158,00
|
Expences on payments to self-supporting computer-centres |
212
|
8 035,00
|
Postal and telegraph expences on customers operations |
213
|
37 524,00
|
Amortizational deduction on basic funds |
214
|
59 795,00
|
Percents and comission, payed on operations for the last years |
215
|
4 400,00
|
Payed comission on banks and customers services |
216
|
18 771,00
|
Other expences |
218
|
1 508 686,00
|
Account N 979 "Fines, penalties, forfeits payed" |
219
|
4 866,00
|
including on Banks of Russia orders |
219
|
|
from them: for failuring of obligatory reserve requests payments |
219
|
|
-on statements of tax inspection checks |
219
|
|
Repair of basic funds |
220
|
|
TOTAL EXPENCES ON ACCOUNT N97, EXCEPT ACCOUNT N 971 |
999
|
10 810 165,00
|
EXPENCES ON ADMINISTRATIVE SUPPORT | ||
Expences on support, TOTAL |
10
|
898 812,00
|
including: | ||
-Wages fund |
20
|
310 696,00
|
from wages fund: all types of bonus |
30
|
|
-other expences |
50
|
566 196,00
|
-expences on official missions |
60
|
21 920,00
|
Expences on employees, not included into administrative staff - total |
70
|
|
including: On support of emplouyees, not included into staff, working on trade contracts (a) |
70
|
|
TOTAL EXPENCES ON ACCOUNT 971 |
999
|
898 812,00
|
SUMS, WRITTEN OFF INTO LOSSES | ||
Miscalculations and shortages on cash operations (except currency operations) |
403
|
|
Embezzlements and wastes on cash operations (except currency operations) |
404
|
|
Unpayable and false cash |
405
|
|
Embezzlements, wastes and other abuse during values transportation |
406
|
|
Embezzlements, wastes and other abuse on other banks operations (except cash and values transportation) |
407
|
|
Values embezzlements and other cases of abuse, when banks employees were not gilty or guilty were not detected |
408
|
|
Values loss during conveyance |
409
|
|
Sums, payed on customer's claims |
410
|
|
Losses on foreign operations |
411
|
|
Other |
412
|
|
TOTAL WRITTEN OFF INTO LOSSES |
999
|
|
Sums, refered on to financial result of bank's activity | ||
- on to incomes |
450
|
|
- on to losses |
460
|
|
T O T A L I N C O M E S |
2 797 678,00
|
|
A P P E N D I X | ||
1.PLANNED PROFIT (LOSS) FOR A REPORTED YEAR |
925 448,00
|
|
2.ACTUAL PROFIT, WITHOUT RESTS ON ACCOUNTS N 969, 979 AND PERSONAL ACCOUNT "SUMS, WRITTEN OFF INTO LOSS" |
2 791 951,00
|
|
3.FINANCIAL RESULT OF MAIN OFFICE ACTIVITY : | ||
a) incomes |
2 797 678,13
|
|
б) losses | ||
4.NUMBER OF BANK'S BRANCHES, FINISHED YEAR WITH PROFIT | ||
5.SUM OF THEIR PROFIT | ||
6.NUMBER OF BANK'S BRANCHES, FINISHED YEAR WITH LOSSES | ||
7.SUM OF THEIR LOSS | ||
FROM THE SYMBOL 999 "TOTAL INCOMES ON ACCOUNT N96" | ||
8.INCOMES ASSUMED AS MARGUE ON CREDITS, GIVEN AT THE EXPENCE OF CENTRALIZED CREDIT RESOURCES FROM SYMBOL 207 "COURSE DIFFERENCES ON FOREIGN OPERATIONS": | ||
9.TAXES, ADDED AND PAYED, REFERED TO BANK'S EXPENCES - TOTAL |
594 463,00
|
|
10.EXPENCES TO ADVERTISEMENT OVER THE STANDART RATE | ||
11.PAYMENT FOR AUDITING SERVICES |
10 628,00
|
|
12.SUM OF DEDUCTION INTO RESERVE FOR POSSIBLE LOSSES ON LOANS (CIRCULATION ON CREDIT BALANCE ACCOUNT N945) |
612 571,00
|
|
13.SUMS OF DEDUCTION INTO RESERVE FOR SECURITIES ON LOANS DEPRECIATION (CIRCULATION ON CREDIT BALANCE ACCOUNT N944) |
154 703,00
|
|
14.EXPENCES ON BASIC FUND AND NON-MATERIAL ASSETS RENT |
125 128,00
|
|
15.REPRESENTATIVE EXPENCES OVER THE STANDART RATE | ||
FROM THE SYMBOL 060 "EXPENCES ON OFFICIAL MISSIONS" | ||
16.EXPENCES ON OFFICIAL MISSIONS OVER THE STANDART RATE |
4 243,00
|
On the end of 1996
Assets( 01.01.97 )
Account | Title | Sum (thous.) |
031 | Cash-desk of commercial, cooperative bank |
411 095,76
|
161 | Correspondent accounts of russian commercial banks in branches of Central Bank of Russian Federation(in roubles) |
1 925 900,94
|
167 | Correspondent accounts in commercial banks-residents "NOSTRO" (in roubles) |
830,40
|
191 | Investments into shares of Stock Companies |
422 591,04
|
192 | Investments into debt liabilities of local state organs of subjects of Russian Federation |
88 888,00
|
194 | Investments into the state debt liabilities |
4 459 326,70
|
195 | Promissory notes, counted in bank's portfolio |
2 805 475,00
|
355 | Of state companies, served by commercial and cooperative banks |
400 000,00
|
477 | Loan accounts of stock companies |
25 815 139,30
|
620 | Credits, not payed off in time |
22 797,68
|
626 | Overdued percents on short-term loans of the customers |
1 955,47
|
627 | Overdued credits (resources), given to another banks |
250 000,00
|
628 | Overdued percents on credits, given to another banks |
44 375,00
|
712 | Loan accounts of people, acting without creating of juridical person |
100 000,00
|
716 | Credits to citizens |
1 473 000,00
|
816 | Bank's means, transfered into fund of regular credit resources ob bank system |
2 149 925,00
|
825 | Means, transfered to companies for their economic activity |
71 162,00
|
904 | Other debtors and creditors |
70 812,90
|
920 | Edifices |
2 342 305,21
|
921 | Household equipment |
1 256 440,29
|
925 | Non-material assets |
11 573,17
|
932 | Debtors and creditors on capital investments |
75 744,83
|
940 | Household equipment |
26 391,72
|
941 | Expences of a future periods |
12 500,03
|
942 | Non-valuable and quick deteriorated objects |
116 751,70
|
949 | Payed and received accumulated percent profit on percent debt liabilities |
30 225,22
|
950 | Diverted means, at the expence of bank's profit |
6 170 438,40
|
Liabilities ( 01.01.97 )
Account | Title | Sum (thous.) |
010 | Charter fund |
8 000 000,00
|
011 | Reserve fund |
1 200 000,00
|
012 | Special funds |
1 890 937,70
|
015 | Deterioration of basic facilities |
330 217,30
|
016 | Funds of economical stimulation |
2 634 155,71
|
018 | Funds of economical stimulation, directed to production and social development |
1 233 376,18
|
196 | Banks accepts and own promissary notes |
8 542 140,83
|
345 | Of state companies and companies, which are served by the commercial and cooperative banks |
12 629,32
|
461 | Of cooperatives, which products consumer goods and consumers services |
9,87
|
467 | Accounts of stock companies |
2 897 500,36
|
606 | Of associations and other large organizations, not included into ministry of national economic |
8 767,39
|
609 | Of companies and organizations of other ministries and departments |
1 057,35
|
644 | Accounts of people, who acts with creating of a juridical person |
2 052,11
|
695 | Current accounts of trade unions |
340,00
|
700 | Current accounts of other social organizations |
30 006,18
|
711 | Citizens deposits "poste restante" and for the period of up to 30 days |
117 670,04
|
715 | Accounts of people, who acts without creating of juridical person |
64 194,08
|
722 | Calculated cheque-books |
7 698,79
|
726 | Social insurance of Russian Federation fund |
334 020,62
|
734 | Citizen's deposits for a period from 31 up to 90 days |
825 967,90
|
735 | Citizen's deposits for a period of over 90 days |
8 971 217,82
|
737 | Deposits of state companies for a period of over 90 days |
1 200 000,00
|
823 | Credits, taken from another banks |
180 000,00
|
900 | Transit operations on rent, public utilities, taxated and other incassated payments |
14 146,36
|
904 | Other debtors and creditors |
819 461,59
|
943 | Incomes of a future periods |
46 330,47
|
944 | Reserves for depreciation of investments into securities |
233 517,52
|
945 | Reserves for possible losses on loans |
323 321,05
|
947 | Securities incomes of a future periods |
613 875,00
|
949 | Accumulated percent income on percent debt liabilities, received and payed |
5 418,55
|
980 | Profits and losses of a reprted year |
10 015 615,67
|
Report on profits and losses (
01.01.97 )
Sum (thous.) | ||
BANK'S INCOMES | ||
Percents received TOTAL: |
100
|
24 528 561,00
|
including: | ||
-on short-term loans |
101
|
24 293 647,00
|
-on average-term loans |
102
|
|
-on long-term loans |
103
|
|
-on short-term loans in currency |
104
|
|
-on average-term loans in currency |
105
|
|
-on long-term loans in currency |
106
|
|
-on accounts of foreign correspondents, guarantee and accept operations |
107
|
|
-from state budget for credits |
108
|
|
-for using of a budget by advance payments of income tax in sum, exceeds actually obliged to pay for a reported year (a) |
108
|
170 182,00
|
-for credits, given to another credit organizations |
109
|
64 732,00
|
-for credit resources, redistributed among branches of a single credit organization (a) |
109
|
|
Incomes on operations with securities total |
110
|
4 887 083,00
|
-with state securities, circulated on General Securities Market (a) |
110
|
2 953 904,00
|
-with another state securities (b) |
110
|
956 890,00
|
-with securities of a federation subjects and local power organs (c) |
110
|
504 560,00
|
-with corporate securities (d) |
110
|
471 729,00
|
Dividends on shares |
111
|
|
Cource differences on foreign operations |
112
|
|
Unrealized cource differences (a) |
112
|
|
Telegraph and other expences compensation by customers |
113
|
70 197,00
|
Percents and comission, received on operations of the last years |
114
|
|
Taken comission on services to customers and banks |
116
|
611 367,00
|
Values and bank documents delivering payment |
117
|
147,00
|
Other incomes |
118
|
401 268,00
|
including: sum of restored income at the expence of reserve on possible losses on loans (from account N945), created with taxation privelege (a) |
118
|
235 034,00
|
Account N 969 "Fines, forfeits, penalties received" |
119
|
240,00
|
TOTAL INCOMES ON ACCOUNT N 96 |
30 498 863,00
|
|
-------------------------------------------------------------------------------------------------------------------------------------------------------------- | ||
BANK'S EXPENCES | ||
Percents payed, TOTAL: |
200
|
8 421 814,00
|
including: | ||
-on personal, current and other customers accounts |
201
|
99 018,00
|
-on deposit of companies, organizations and cooperatives |
202
|
643 575,00
|
-or budget using by advenced payments on tax on incomes in sum, exceeding actually owed to pay during reporting year (a) |
202
|
5 368,00
|
-on deposits if citizens and soldiers |
203
|
7 543 794,00
|
-on current accounts of foreign correspondents, companies and sitizens in currency |
204
|
|
-on credits, received from another banks |
205
|
130 059,00
|
-for credit resources, redistributed among branches of a single credit company (a) |
205
|
|
-on accounts of State Insurance |
206
|
|
Cource differences on foreign operations |
207
|
|
Unrealized course differences (a) |
207
|
|
Expences on securities operations (total) |
208
|
8 081 634,00
|
-with state securities, circulated on General Securities Market (a) |
208
|
628 846,00
|
-with other state securities (b) |
208
|
|
-with securities of federation subjects and local power organs (c) |
208
|
58,00
|
-with corporate securities (d) |
208
|
7 452 730,00
|
Expences on forms production, acquiring and conveyance, including forms of strict reporting, magnetic tapes, packing materials for monetary cards and coins and another materials, necessary for customer processing and calculation keeping |
209
|
11 179,00
|
Expences on valuables and bank documents transportation |
211
|
|
Expences on payments to self-supporting computer-centres |
212
|
22 442,00
|
Postal and telegraph expences on customers operations |
213
|
47 560,00
|
Amortizational deduction on basic funds |
214
|
249 823,00
|
Percents and comission, payed on operations for the last years |
215
|
3 540,00
|
Payed comission on banks and customers services |
216
|
40 292,00
|
Other expences |
218
|
1 614 500,00
|
Account N 979 "Fines, penalties, forfeits payed" |
219
|
20 820,00
|
including on Banks of Russia orders |
219
|
1 000,00
|
from them: for failuring of obligatory reserve requests payments |
219
|
1 000,00
|
-on statements of tax inspection checks |
219
|
10 292,00
|
Repair of basic funds |
220
|
|
TOTAL EXPENCES ON ACCOUNT N97, EXCEPT ACCOUNT N 971 |
999
|
18 513 604,00
|
EXPENCES ON ADMINISTRATIVE SUPPORT | ||
Expences on support, TOTAL |
10
|
1 945 100,00
|
including: | ||
-Wages fund |
20
|
737 302,00
|
from wages fund: all types of bonus |
30
|
80 100,00
|
-other expences |
50
|
1 188 408,00
|
-expences on official missions |
60
|
19 390,00
|
Expences on employees, not included into administrative staff - total |
70
|
23 935,00
|
including: On support of emplouyees, not included into staff, working on trade contracts (a) |
70
|
23 935,00
|
TOTAL EXPENCES ON ACCOUNT 971 |
999
|
1 969 035,00
|
SUMS, WRITTEN OFF INTO LOSSES | ||
Miscalculations and shortages on cash operations (except currency operations) |
403
|
|
Embezzlements and wastes on cash operations (except currency operations) |
404
|
|
Unpayable and false cash |
405
|
|
Embezzlements, wastes and other abuse during values transportation |
406
|
|
Embezzlements, wastes and other abuse on other banks operations (except cash and values transportation) |
407
|
|
Values embezzlements and other cases of abuse, when banks employees were not gilty or guilty were not detected |
408
|
|
Values loss during conveyance |
409
|
|
Sums, payed on customer's claims |
410
|
|
Losses on foreign operations |
411
|
|
Others |
412
|
608,00
|
TOTAL WRITTEN OFF INTO LOSSES |
999
|
608,00
|
Sums, refered on to financial result of bank's activity | ||
-on profits |
450
|
|
-on losses |
460
|
|
T O T A L I N C O M E S |
10 015 616,00
|
|
A P P E N D I X | ||
1.PLANNED PROFIT (LOSS) FOR A REPORTED YEAR |
12 342 375,00
|
|
2.ACTUAL PROFIT, WITHOUT RESTS ON ACCOUNTS N 969, 979 AND PERSONAL ACCOUNT "SUMS, WRITTEN OFF INTO LOSS" |
10 036 804,00
|
|
3.FINANCIAL RESULT OF MAIN OFFICE ACTIVITY: | ||
a) incomes |
10 015 615,67
|
|
b) losses | ||
4.NUMBER OF BANK'S BRANCHES, FINISHED YEAR WITH PROFIT | ||
5.SUM OF THEIR PROFIT | ||
6.NUMBER OF BANK'S BRANCHES, FINISHED YEAR WITH LOSSES | ||
7.SUM OF THEIR LOSS | ||
FROM THE SYMBOL 999 "TOTAL INCOMES ON ACCOUNT N96" | ||
8.INCOMES ASSUMED AS MARGUE ON CREDITS, GIVEN AT THE EXPENCE OF CENTRALIZED CREDIT RESOURCES FROM SYMBOL 207 "COURSE DIFFERENCES ON FOREIGN OPERATIONS": | ||
9.TAXES, ADDED AND PAYED, REFERED TO BANK'S EXPENCES - TOTAL |
1 600 522,00
|
|
10.EXPENCES TO ADVERTISEMENT OVER THE STANDART RATE | ||
11.PAYMENT FOR AUDITING SERVICES |
29 384,00
|
|
12.SUM OF DEDUCTION INTO RESERVE FOR POSSIBLE LOSSES ON LOANS (CIRCULATION ON CREDIT BALANCE ACCOUNT N945) |
34 467,00
|
|
13.SUMS OF DEDUCTION INTO RESERVE FOR SECURITIES ON LOANS DEPRECIATION (CIRCULATION ON CREDIT BALANCE ACCOUNT N944) |
233 683,00
|
|
14.EXPENCES ON BASIC FUND AND NON-MATERIAL ASSETS RENT |
84 201,00
|
|
15.REPRESENTATIVE EXPENCES OVER THE STANDART RATE | ||
FROM THE SYMBOL 060 "EXPENCES ON OFFICIAL MISSIONS" | ||
16.EXPENCES ON OFFICIAL MISSIONS OVER THE STANDART RATE |
2 590,00
|
On the end of the last quarter before the making of decision about securities emission
Assets ( 01.07.97 )
Account | Title | Sum (thous.) |
031 | Cash-desk of commercial, cooperative bank |
874 486,00
|
161 | Correspondent accounts of russian commercial banks in branches of Central Bank of Russian Federation(in roubles) |
668 301,00
|
167 | Correspondent accounts in commercial banks-residents "NOSTRO" (in roubles) |
830,00
|
191 | Investments into shares of Stock Companies |
442 591,00
|
192 | Investments into debt liabilities of local state organs of subjects of Russian Federation |
2 970 668,00
|
194 | Investments into the state debt liabilities |
5 083 438,00
|
195 | Promissory notes, counted in bank's portfolio |
1 375 000,00
|
477 | Loan accounts of stock companies |
36 018 316,00
|
620 | Credits, not payed off in time |
22 798,00
|
626 | Overdued percents on short-term loans of the customers |
1 938,00
|
627 | Overdued credits (resources), given to another banks |
250 000,00
|
628 | Overdued percents on credits, given to another banks |
44 375,00
|
712 | Loan accounts of people, acting without creating of juridical person |
77 000,00
|
716 | Credits to citizens |
1 631 000,00
|
816 | Bank's means, transfered into fund of regular credit resources ob bank system |
2 391 832,00
|
825 | Means, transfered to companies for their economic activity |
77 947,00
|
904 | Other debtors and creditors |
1 321 328,00
|
920 | Edifices |
2 342 305,00
|
921 | Household equipment |
1 416 849,00
|
925 | Non-material assets |
633,00
|
932 | Debtors and creditors on capital investments |
52 698,00
|
940 | Household equipment |
17 077,00
|
941 | Expences of a future periods |
20 973,00
|
942 | Non-valuable and quick deteriorated objects |
132 007,00
|
949 | Payed and received accumulated percent profit on percent debt liabilities |
4 765,00
|
950 | Diverted means, at the expence of bank's profit |
2 024 325,00
|
Liabilities ( 01.07.97 )
Account | Title | Sum (thous.) |
010 | Charter fund |
8 000 000,00
|
011 | Reserve fund |
1 200 000,00
|
012 | Special funds |
1 880 824,00
|
015 | Deterioration of basic facilities |
435 889,00
|
016 | Funds of economical stimulation |
6 596 388,00
|
018 | Funds of economical stimulation, directed to production and social development |
1 498 522,00
|
196 | Banks accepts and own promissary notes |
17 997 900,00
|
345 | Of state companies and companies, which are served by the commercial and cooperative banks |
3 283,00
|
461 | Of cooperatives, which products consumer goods and consumers services |
30 486,00
|
467 | Accounts of stock companies |
3 304 853,00
|
606 | Of associations and other large organizations, not included into ministry of national economic |
25 117,00
|
609 | Of companies and organizations of other ministries and departments |
1 054,00
|
644 | Accounts of people, who acts with creating of a juridical person |
3 950,00
|
695 | Current accounts of trade unions |
340,00
|
700 | Current accounts of other social organizations |
162 650,00
|
711 | Citizen's deposits "poste restante" and for a period of up to 30 days |
237 278,00
|
715 | Accounts of businessmen, without creating of juridical person |
75 991,00
|
726 | Social insurance fund of Russian Federation |
179 669,00
|
734 | Citizen's deposits for a period from 31 up to 90 days |
949 559,00
|
735 | Citizen's deposits for a period of more than 90 days |
11 579 576,00
|
823 | Credits (resources), taken from other banks |
90 000,00
|
900 | Transit operations on rent, public utilities, taxated and other incassated payments |
16 805,00
|
904 | Other debtors and creditors |
353 347,00
|
943 | Incomes of a future periods |
46 313,00
|
944 | Reserves for depreciation of investments into securities |
211 296,00
|
945 | Reserves for possible losses on loans |
276 791,00
|
947 | Securities incomes of a future periods |
64 350,00
|
949 | Accumulated percent income on percent debt liabilities, received and payed |
3 242,00
|
980 | Profits and losses of a reported year |
4 038 007,00
|
14. | Information on p.14 cited in p.13 |
15. | Report on profits use |
On the end of 1994
Sum (thous.) | |
PAYMENTS AND DEDUCTIONS INTO BUDGET | |
DEDUCTIONS FROM THE PROFIT | |
INCOME TAX (TOTAL): |
0.00
|
- obliged on calculation |
71 204,00
|
- actually payed |
174 589,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
OTHER TAXES, PAYED FROM INCOMES: | |
- obliged to pay, depending on calculation |
0,00
|
- actually payed |
0,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
Supplementarly | |
DELAYED DEBTS PAYMENT INTO BUDGET: | |
- obliged to pay, depending on calculation |
0,00
|
- actually payed |
0,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
2. OTHER DIRECTIONS OF PROFITS USING | |
I. DEDUCTIONS INTO BANK'S FUNDS, TOTAL: |
21 103,00
|
INCLUDING: | |
reserve fund (account N 011) |
21 103,00
|
- fund of production and social development (account N 016) |
0,00
|
- fund of financial encouragements (account N 016) |
0,00
|
- chairman's fund (account N016) |
0,00
|
- other bank's funds |
0,00
|
DEFRAYAL OF EXPENCES |
0.00
|
INCLUDING | |
of branches, in reported year |
0.00
|
of the last years |
0.00
|
II. OTHER AIMS, TOTAL: |
16 518,05
|
INCLUDING: | |
- dividends to shareholders of the bank |
0,00
|
- charity |
1 000,00
|
- others |
15 518,05
|
DISTRIBUTED, TOTAL: |
143 100,00
|
III. TEMPORARY UNDISTRIBUTED PROFIT, UNTIL YEARLY SHAREHOLDER'S MEETING |
44 592,80
|
TOTAL: |
187 692,90
|
On the end of 1995
Sum (thous.) | |
PAYMENTS AND DEDUCTIONS INTO BUDGET | |
DEDUCTIONS FROM THE PROFIT | |
INCOME TAX (TOTAL): |
0.00
|
- obliged on calculation |
745 842,00
|
- actually payed |
745 178,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
OTHER TAXES, PAYED FROM INCOMES: | |
- obliged to pay, depending on calculation |
2 153,00
|
- actually payed |
2 153,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
Supplementarly | |
DELAYED DEBTS PAYMENT INTO BUDGET: | |
- obliged to pay, depending on calculation |
0,00
|
- actually payed |
0,00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
2. OTHER DIRECTIONS OF PROFITS USING | |
I. DEDUCTIONS INTO BANK'S FUNDS, TOTAL: |
1 023 455,00
|
INCLUDING: | |
reserve fund (account N 011) |
395 897,00
|
- fund of production and social development (account N 016) |
611 869,00
|
- fund of financial encouragements (account N 016) |
0,00
|
- chairman's fund (account N016) |
15 689,00
|
- other bank's funds |
0,00
|
DEFRAYAL OF EXPENCES |
0.00
|
INCLUDING | |
of branches, in reported year |
0.00
|
of the last years |
0.00
|
II. OTHER AIMS, TOTAL: |
33 400,00
|
INCLUDING: | |
- dividends to shareholders of the bank |
0,00
|
- charity |
15 000,00
|
- others |
18 400,00
|
DISTRIBUTED, TOTAL: |
1 856 340,00
|
III. TEMPORARY UNDISTRIBUTED PROFIT, UNTIL YEARLY SHAREHOLDER'S MEETING |
941 338,00
|
TOTAL: |
2 797 678,00
|
On the end of 1996
Sum (thous.) | |
PAYMENTS AND DEDUCTIONS INTO BUDGET | |
DEDUCTIONS FROM THE PROFIT | |
INCOME TAX (TOTAL): : |
0.00
|
- obliged on calculation |
2 272 419,00
|
- actually payed |
2 290 958,00
|
- including excess of the previous period, reckoned to payments of a current period |
15 266,00
|
OTHER TAXES, PAYED FROM INCOMES: | |
- obliged to pay, depending on calculation |
40 000,00
|
- actually payed |
40 000,00
|
- including excess of the previous period, reckoned to payments of a current period |
0,00
|
Supplementarly | |
DELAYED DEBTS PAYMENT INTO BUDGET: | |
- obliged to pay, depending on calculation |
0.00
|
- actually payed |
0.00
|
- including excess of the previous period, reckoned to payments of a current period |
0.00
|
2. OTHER DIRECTIONS OF PROFITS USING | |
I. DEDUCTIONS INTO BANK'S FUNDS, TOTAL: |
3 804 213,00
|
INCLUDING: | |
reserve fund (account N 011) |
783 000,00
|
- fund of production and social development (account N 016) |
2 677 893,00
|
- fund of financial encouragements (account N 016) |
0.00
|
- chairman's fund (account N016) |
343 320,00
|
- other bank's funds |
0.00
|
DEFRAYAL OF EXPENCE |
0.00
|
INCLUDING | |
of branches, in reported year |
0.00
|
of the last years |
0.00
|
II. OTHER AIMS, TOTAL: |
53 806,00
|
INCLUDING: | |
- dividends to shareholders of the bank |
0.00
|
- charity |
53 806,00
|
- others |
0,00
|
DISTRIBUTED, TOTAL: |
6 170 438,00
|
III. TEMPORARY UNDISTRIBUTED PROFIT, UNTIL YEARLY SHAREHOLDER'S MEETING |
3 845 178,00
|
TOTAL: |
10 015 616,00
|
16. | Data of p.16 is included in ps. 13-15 |
17. | Report on creating and using of reserve fund. |
On the end of 1994
Sum (thous.) | |
Amount of reserve fund on the start of the year |
0,00
|
Transferd onto reserve fund during a year |
21103,00
|
Spended from the reserve fund during a year |
0,00
|
Reserve fund on the end of a year |
21103,00
|
On the end of 1995
Sum (thous.) | |
Amount of reserve fund on the start of the year |
21103,00
|
Transferd onto reserve fund during a year |
395897,00
|
Spended from the reserve fund during a year |
0,00
|
Reserve fund on the end of a year |
417000,00
|
On the end of 1996
Sum (thous.) | |
Amount of reserve fund on the start of the year |
417000,00
|
Transferd onto reserve fund during a year |
783000,00
|
Spended from the reserve fund during a year |
0,00
|
Reserve fund on the end of a year |
1200000,00
|
18. | Overdued debts to creditors, on payments to budget and non-budget funds on the date of making a decision about securities emission |
Size of overdued debts | Sum, roubles. |
- to creditors |
0,00
|
- on payments into budget |
0,00
|
- on payments into non-budget funds |
0,00
|
19. | Information about sanctions, imposed by state administration organs, law-court or arbitration court during last 3 years |
Date | Organ, which imposed the sanction | Cause | Form of sanction | Amount (roubles) | Execution |
18.05.95 | Branch of Federal Treasury of Financial Ministry of Russian Federation, Oktyabrsky region of Novosibyrsk city | Tax payments of customers delay | Penalty,fine | 2391660,00 | executed |
08.08.95 | Branch of Federal Treasury of Financial Ministry of Russian Federation, Oktyabrsky region of Novosibyrsk city | Tax payments of customers delay | Penalty,fine | 625480,00 | executed |
13.11.95 | Main administration of Central Bank of Russian Federation on Novosiberian region | Inauthentic information in emission materials of shares of third edition | Penalty | 1000000,00 | executed |
14.11.95 | Branch of Federal Treasury of Financial Ministry of Russian Federation, Oktyabrsky region of Novosibyrsk city | Tax payments of customers delay | Penalty,fine | 303390,00 | executed |
25.07.96 | Main administration of Central Bank of Russian Federation on Novosiberian region | Payment less than required into the fund of obligatory reserves | Penalty | 1000000,00 | executed |
18.10.96 | Taxation inspection of Oktyabrsky region of Novosibyrsk city | Arrears | Fines | 119986,00 | executed |
22.10.96 | Obsky Calculation Cash Centre of Novosibyrsk city | Repeated recalculation | Penalty | 6004,00 | executed |
26.11.96 | Taxation insoection of Novosibirsk city | Arrears | Penalty | 362000,00 | executed |
18.12.96 | Taxation inspection of Oktyabrsky region of Novosibyrsk city | arrears | Fines | 403713,00 | executed |
18.12.96 | Taxation inspection of Oktyabrsky region of Novosibyrsk city | Arrears | Penalty | 161987,00 | executed |
20.12.96 | Taxation inspection of Oktyabrsky region of Novosibyrsk city | Shortage | Penalty | 1619873,00 | executed |
29.01.97 | Administratio of Federal Treasury on Oktyabrsky region of Novosibyrsk city | Violation of President's decree N 1212 from 18.08.96. | Penalty | 236724,00 | executed |
31.01.97 | PSC "Novosibyrskenergo" | Delay of payments for electric power | Fine | 15138,00 | executed |
06.02.97 | Obsky Calculation Cash Centre of Novosibyrsk city | Repeated pecalculation | Penalty | 600,00 | executed |
13.02.97 | Taxation inspection of Novosibyrsk city | Untimely reports declaration | Penalty | 80400,00 | executed |
18.03.97 | Fund of social insurance | Delay of transfer of insurance payments | Fines | 6610538,00 | executed |
21.03.97 | Obsky Calculation Cash Centre of Novosibyrsk city | Repeated recalculation | Penalty | 1000,00 | executed |
23.04.97 | Taxation inspection of Novosibyrsk city | Untimely tax transfer | Fines | 1991735,00 | executed |
28.04.97 | Administratio of Federal Treasury of Novosibyrsk city | Untimely tax transfer | Fine | 53064,00 | executed |
06.05.97 | Administratio of Federal Treasury of Novosibyrsk city | Untimely tax transfer | Fine | 205636,00 | executed |
20.05.97 | Obsky Calculation Cash Centre of Novosibyrsk city | Repeated recalculation | Penalty | 501,00 | executed |
23.05.97 | Obsky Calculation Cash Centre of Novosibyrsk city | Repeated recalculation | Penalty | 5000,00 | executed |
16.06.97 | Main administratio of Central Bank of Russian Federation | Violation of reserve rules | Penalty | 1023000,00 | executed |
30.06.97 | Taxation inspection of Novosibirsk city | Untimely tax transfer | Fine | 1006867,00 | executed |
07.07.97 | Obsky CCC of Novosibyrsk city | Repeated recalculation | Penalty | 10090,00 | executed |
23.07.97 | Administratio of Federal Treasury of Oktyabrsky region of Novosibyrsk city | Несвоевременное перечисление средств клиента | Penalty | 24175,00 | executed |
28.07.97 | ADministration of finances and taxation policy of city administration of Novosibyrsk | Untimely rent payment | Fine | 1031398,00 | executed |
20. | Calculation of obligatory economic norms of activity |
On the end of the last completed
quarter before emission documents registration passing( 01.07.97
)
№ | Item | Norm | Fact |
H1 | Enough amount of capital, min |
6,00
|
47,50
|
H2 | Current liquid, min |
30,00
|
136,10
|
H3 | Momentary liquid, min |
20,00
|
732,80
|
H4 | Long-term liquid, max |
120,00
|
0,00
|
H5 | Ratio of liquid and summary assets, min |
20,00
|
20,10
|
H6 | Maximum amount of risk on one debtor |
40,00
|
22,00
|
H7 | Maximum amount of large credit risks |
10,00
|
1,16
|
H8 | Maximum amount of risk on one creditor |
40,00
|
37,70
|
H9 | Maximum amount of risk on one debtor-shareholder |
20,00
|
19,30
|
H9,1 | Joint amount of credits, payed to own shareholders, max |
50,00
|
61,00
|
H10 | Maximum amount of credits, payed to own insiders |
2,00
|
0,50
|
H10,1 | Joint amount of credits, payed to insiders, max |
3,00
|
0,60
|
H11 | Maximum amount of attracted inhabitanses deposits |
100,00
|
60,70
|
H12 | Using of own means for acquisition of shares of other juridical persons, max |
25,00
|
2,40
|
H12,1 | Using of own means for acquisition of shares of a single juridical person, max |
10,00
|
1,00
|
H13 | Risk norm of own promissary note liabilities, max |
100,00
|
85,60
|
H14 | Liquid norm on operations with precious metals, min |
10,00
|
0,00
|
Reasons of norms nonfeasance:
Norm H 9.1 comes into operation since 01.01.98.
Norm H 14 is nonfeased becouse bank is not carrying operations with precious metals.
Supposed data on the moment of securities emisssion
finishing( 15.05.98 )
№ | Item | Norm | Fact |
H1 | Enough amount of capital, min |
6,00
|
47,40
|
H2 | Current liquid, min |
30,00
|
81,10
|
H3 | Momentary liquid, min |
20,00
|
621,50
|
H4 | Long-term liquid, max |
120,00
|
0,00
|
H5 | Ratio of liquid and summary assets, min |
20,00
|
27,40
|
H6 | Maximum amount of risk on one debtor |
40,00
|
22,20
|
H7 | Maximum amount of large credit risks |
10,00
|
1,02
|
H8 | Maximum amount of risk on one creditor |
40,00
|
16,00
|
H9 | Maximum amount of risk on one debtor-shareholder |
20,00
|
17,50
|
H9,1 | Joint amount of credits, payed to own shareholders, max |
50,00
|
53,60
|
H10 | Maximum amount of credits, payed to own insiders |
2,00
|
1,50
|
H10,1 | Joint amount of credits, payed to insiders, max |
3,00
|
2,90
|
H11 | Maximum amount of attracted inhabitanses deposits |
100,00
|
63,50
|
H12 | Using of own means for acquisition of shares of other juridical persons, max |
25,00
|
3,90
|
H12,1 | Using of own means for acquisition of shares of a single juridical person, max |
10,00
|
1,00
|
H13 | Risk norm of own promissary note liabilities, max |
100,00
|
96,60
|
H14 | Liquid norm on operations with precious metals, min |
10,00
|
0,00
|
Reasons of norms nonfeasance:
Norm H 9.1 will be accorded with instruction N1 demands to 01.01.98.
It will be realized by decreasing of joint credit amount, given to own hareholders.
Norm H 14 is nonfeased becouse bank is not carrying operations with precious metals.
21. | Information about charter fund |
Amount of charter fund :8000000,00 thous. roubles
Liabilities on shareholders payment of their own parts of charter fund are executed. Charter fund payed completely.
Distribution of charter fund:
Registration number: 10102787B
Number of distributed shares : 77000
Number of announsed shares : 220000
Order and terms of announced shares distribution:
Are not determined by Charter.
Face-value: 100000
Conditions of dividends payment:
Dividends are payed from the clear profit of the current year. At first, dividends on preference share with defined amount of dividend are payed. Secondly dividends on common shares are payed.
Decision about intermediate (quarterly, semi-annual) dividends payment, amount of dividend and form of it's payment on shares of each type is carried by director's council. Decision about yearly dividents payment, size of dividend and form of it's payment on shares of each type is carried by general shareholders meeting with recommendation of director's council. Amount of yearly dividends could not be large than recommended by director's council and smaller than payed intermediate dividends. General shareholders meeting has right to make a decision about dividends of certain types unpayment, and also about dividends on privileged shares payment in incomplete size, amount of these dividends is determined in Charter.
Date of yearly dividents payment is defined by the decision of general shareholders meeeting. This date can't be earlier than 30 days from the date of making such decision. Date of intermediate dividends payment is defined by director's council decision. This date can't be earlier than 30 days since the date of making decision.
For each dividends payment director's council creates list of a persons, who has rights to dividends getting. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Bank defines dividends amount without taxes calculation. Dividends are payed to shareholders with deduction of correspond tax. Percents on unpayed or ungetted dividends are not calculated.
Dividend may be payed by cash and shares (capitalisation) of bank, according to shareholder's consent.
Rights of the owners:
Shareholders - owners of common shares have right personally or through their own legal representatives:
take part in action of general shareholders meeting with the number of voices, equal to number of shares, also they can be elected to director's council;
make an extraction from the shareholreds register;
get dividends;
aquaint with constitutive and other documents, except account documents and interrogations of managing committee session;
right to calculation, credit and cash servicing, and also on other services, supported by bank;
get corresponding part of bank's property in case of it's liquidation;
other rights, guaranteed by legislation, other lawful acts of Russian Federation, published corresponding to their power, and also by bank's Charter.
Registration number: 10202787B
Number of distributed shares : 3000
Number of announced shares : 0
Order and terms of announced shares distribution:
Are not determined by Charter.
Nominal: 100000
Dividends payment conditions:
Dividends are payed from the clear profit of current year. At first, dividends on privileged shares with defined amount of dividend are payed. Secondly dividends on common shares are payed.
Decision about intermediate (quarterly, semi-annual) dividends payment, amount of dividend and form of it's payment on shares of each type is carried by director's council. Decision about yearly dividents payment, size of dividend and form of it's payment on shares of each type is carried by general shareholders meeting with recommendation of director's council. Amount of yearly dividends could not be large than recommended by director's council and smaller than payed intermediate dividends. General shareholders meeting has right to make a decision about dividends of certain types unpayment, and also about dividends on privileged shares payment in incomplete size, amount of these dividends is determined in Charter.
Date of yearly dividents payment is defined by the decision of general shareholders meeeting. This date can't be earlier than 30 days from the date of making such decision. Date of intermediate dividends payment is defined by director's council decision. This date can't be earlier than 30 days since the date of making decision.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Bank defines dividends amount without taxes calculation. Dividends are payed to shareholders with deduction of correspond tax. Percents on unpayed or ungetted dividends are not calculated.
Dividend may be payed by cash and shares (capitalisation) of bank, according to shareholder's consent.
Owners rights:
Shareholders - owners of privileged shares has no rights to vote at the common shareholders meeting.
Rights of shareholders - owners of privileged shares depends on the rights range, corresponding to each shares type.
Privileged shares within one type of the shares has equal nominal cost and provide equal rights to their owners.
In cases of privileged shares, provided by bank's Charter, voting, one privileged share gives right to one vote.
Shareholders - owners of privileged shares with defined amount of dividend has right:
a) votes on general shareholders meeting:
- during decisions about bank's reorganization and liquidation;
- при решении вопросов о внесении изменений и дополнений в устав, ограничивающих права акционеров - владельцев этого типа привилегированных акций, включая случаи определения или увеличения размера дивидендов и(или) определения или увеличения ликвидационной стоимости, выплачиваемых по привилегированным акциям предыдущей очереди, а также предоставления акционерам - владельцам иного типа привилегированных акций преимуществ в очередности выплаты дивиденда и(или) ликвидационной стоимости акций;
- on all points of competence of general meeting, from the meeting, following after yearly general shareholders meeting, on which decision about dividends payment was not made or decision about incomplete dividends, on privileged shares of this type, payment was made. This right stops from the moment of first dividends payment in complete amount;
b) on dividends getting and liquidation value, corresponding to Charter, which are payed to their owners first of all.
Privileged nominal shares gives their owners right to getting of a fixed dividends, defined by yearly shareholders meeting, and amounts to 70 percents per year, from nominal value of share, and also priority to owners of common shares during dividends getting and property part during liquidation. Foregoing rights are given only by completely payed privileged share.
On general shareholders meeting's decision privileged nominal shares with defined amount of dividend may be converted into common shares in order, defined by law, currently in force: each privileged share with fixed dividend, nominal value 100000 roubles converts into one common nominal share with nominal value of 100000 roubles. At that owner of such privileged share has number of votes, not exceeding number of votes of common shares, to which privileged share can be converted.
22. | Report on previous emissions of securities |
Shares
Emission №1
Emission registration date : 16.06.94
Registration place : State MAnagement of Central Bank of Novosibyrsky region
Emission start date : 22.06.94
Emission finish date : 12.07.94
Securities emissioned:
State registration number: 10102787B
Category : common
Form of emission : undocumented nominal
Form of publishing : open subscribe
Number of emissioned securitites. :11255 pcs.
Nominal value:100000 roubles.
Value of emissioned securities: 1125500000 roubles.
Conditions of incomes payment:
Dividends are payed from the clear profit of current year. At first, dividends on privileged shares with defined amount of dividend are payed. Secondly dividends on common shares are payed.
Decision about intermediate (quarterly, semi-annual) dividends payment, amount of dividend and form of it's payment on shares of each type is carried by director's council. Decision about yearly dividents payment, size of dividend and form of it's payment on shares of each type is carried by general shareholders meeting with recommendation of director's council. Amount of yearly dividends could not be large than recommended by director's council and smaller than payed intermediate dividends. General shareholders meeting has right to make a decision about dividends of certain types unpayment, and also about dividends on privileged shares payment in incomplete size, amount of these dividends is determined in Charter.
Date of yearly dividents payment is defined by the decision of general shareholders meeeting. This date can't be earlier than 30 days from the date of making such decision. Date of intermediate dividends payment is defined by director's council decision. This date can't be earlier than 30 days since the date of making decision.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Bank defines dividends amount without taxes calculation. Dividends are payed to shareholders with deduction of correspond tax. Percents on unpayed or ungetted dividends are not calculated.
Dividend may be payed by cash and shares (capitalisation) of bank, according to shareholder's consent.
Owners rights :
Shareholders - owners of common shares have right personally or through their own legal representatives:
take part in action of general shareholders meeting with the number of voices, equal to number of shares, also they can be elected to director's council;
make an extraction from the shareholreds register;
get dividends;
aquaint with constitutive and other documents, except account documents and interrogations of managing committee session;
right to calculation, credit and cash servicing, and also on other services, supported by bank;
get corresponding part of bank's property in case of it's liquidation;
other rights, guaranteed by legislation, other lawful acts of Russian Federation, published corresponding to their power, and also by bank's Charter.
Emission №2
Emission registration date : 08.12.94
Place of registration : State MAnagement of Central Bank of Novosibyrsky region
Emission start date: 13.12.94
Emission finish date : 25.05.95
Securities emissioned:
State registration number: 10102787B
Category : common
Form of emission: undocumented nominal
Form of publishing : open subscribe
Number of emissioned securitites :15745 pcs.
Nominal value :100000 roubles.
Value of emissioned securities : 1574500000 roubles.
Conditions of profits payment :
Dividends are payed from the clear profit of current year. At first, dividends on privileged shares with defined amount of dividend are payed. Secondly dividends on common shares are payed.
Decision about intermediate (quarterly, semi-annual) dividends payment, amount of dividend and form of it's payment on shares of each type is carried by director's council. Decision about yearly dividents payment, size of dividend and form of it's payment on shares of each type is carried by general shareholders meeting with recommendation of director's council. Amount of yearly dividends could not be large than recommended by director's council and smaller than payed intermediate dividends. General shareholders meeting has right to make a decision about dividends of certain types unpayment, and also about dividends on privileged shares payment in incomplete size, amount of these dividends is determined in Charter.
Date of yearly dividents payment is defined by the decision of general shareholders meeeting. This date can't be earlier than 30 days from the date of making such decision. Date of intermediate dividends payment is defined by director's council decision. This date can't be earlier than 30 days since the date of making decision.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Bank defines dividends amount without taxes calculation. Dividends are payed to shareholders with deduction of correspond tax. Percents on unpayed or ungetted dividends are not calculated.
Dividend may be payed by cash and shares (capitalisation) of bank, according to shareholder's consent.
Owners rights :
Shareholders - owners of common shares have right personally or through their own legal representatives:
take part in action of general shareholders meeting with the number of voices, equal to number of shares, also they can be elected to director's council;
make an extraction from the shareholreds register;
get dividends;
aquaint with constitutive and other documents, except account documents and interrogations of managing committee session;
right to calculation, credit and cash servicing, and also on other services, supported by bank;
get corresponding part of bank's property in case of it's liquidation;
other rights, guaranteed by legislation, other lawful acts of Russian Federation, published corresponding to their power, and also by bank's Charter.
State registration number : 10202787B
Category : privileged
Type : with defined dividend amount
Form of announce : undocumented nominal
Form of publishing : open subscribe
Number of securities emissioned :3000 pcs.
Nominal value :100000 pcs.
Value of emissioned securities : 300000000 руб.
Conditions of profits payment :
Dividends are payed from the clear profit of current year. At first, dividends on privileged shares with defined amount of dividend are payed. Secondly dividends on common shares are payed.
Decision about intermediate (quarterly, semi-annual) dividends payment, amount of dividend and form of it's payment on shares of each type is carried by director's council. Decision about yearly dividents payment, size of dividend and form of it's payment on shares of each type is carried by general shareholders meeting with recommendation of director's council. Amount of yearly dividends could not be large than recommended by director's council and smaller than payed intermediate dividends. General shareholders meeting has right to make a decision about dividends of certain types unpayment, and also about dividends on privileged shares payment in incomplete size, amount of these dividends is determined in Charter.
Date of yearly dividents payment is defined by the decision of general shareholders meeeting. This date can't be earlier than 30 days from the date of making such decision. Date of intermediate dividends payment is defined by director's council decision. This date can't be earlier than 30 days since the date of making decision.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Bank defines dividends amount without taxes calculation. Dividends are payed to shareholders with deduction of correspond tax. Percents on unpayed or ungetted dividends are not calculated.
Dividend may be payed by cash and shares (capitalisation) of bank, according to shareholder's consent.
Owners rights :
Shareholders - owners of privileged shares has no rights to vote at the common shareholders meeting.
Rights of shareholders - owners of privileged shares depends on the rights range, corresponding to each shares type.
Privileged shares within one type of the shares has equal nominal cost and provide equal rights to their owners.
In cases of privileged shares, provided by bank's Charter, voting, one privileged share gives right to one vote.
Shareholders - owners of privileged shares with defined amount of dividend has right:
a) votes on general shareholders meeting:
- during decisions about bank's reorganization and liquidation;
- during decisions about Charter Fund changing, thus, limitating rights of shareholders of this type of shares, including events of dividends definition or rising and/or events of liquidation value definition or rising, payed on privileged shares of previous turn, and also events of giving advantages in dividends payment and/or shares liquid value payment to onwers of shares of another type;
- on all questions of general meeting competence, starting from the meeting, next to yearly general shareholder's meeting, where decision about dividends payment was not maked or decision about incomplete dividends on privileged shares of this type payment were made. This right stops from the moment of first davidends in full value payment;
b) on dividents and liquid value getting, foresawed by the Charter Fund, which are payed to their owners at first.
Привилегированные именные акции дают их держателям право на получение фиксированного дивиденда, определяемого годовым общим собранием акционеров и составляющего 70 процентов годовых от номинальной стоимости акции, а также приоритет перед держателями обыкновенных акций в очередности получения дивидендов и доли имущества при ликвидации. Перечисленные права дает лишь полностью оплаченная привилегированная акция.
По решению общего собрания акционеров привилегированные именные акции с определенным размером дивиденда могут быть конвертированы в обыкновенные именные акции в порядке, установленном действующим законодательством, по принципу: каждая привилегированная акция с определенным размером дивиденда номинальной стоимостью 100000 рублей конвертируется в одну обыкновенную именную акцию с номинальной стоимостью 100000 рублей. При этом владелец такой привилегированной акции обладает количеством голосов, не превышающим количество голосов по обыкновенным акциям, в которые может быть конвертирована принадлежащая ему привилегированная акция.
Эмиссия №3
Дата регистрации выпуска : 17.04.96
Место регистрации : ГУ ЦБ по Новосибирской области
Дата начала выпуска : 08.05.96
Дата окончания выпуска : 14.08.96
Выпущены ценные бумаги:
Государственный регистрационный номер : 10102787B
Категория : обыкновенные
Форма выпуска : бездокументарные именные
Способ размещения : открытая подписка
Количество выпущенных ценных бумаг :50000 шт.
Номинальная стоимость :100000 руб.
Объем выпущенных ценных бумаг : 5000000000 руб.
Условия выплаты доходов :
Дивиденды выплачиваются из чистой прибыли банка за текущий год. В первую очередь производится выплата дивидендов по привилегированным акциям с определенным размером дивиденда, во вторую очередь - дивиденды по обыкновенным акциям.
Решение о выплате промежуточных (ежеквартальных, полугодовых) дивидендов, размере дивиденда и форме его выплаты по акциям каждой категории (типа) принимается советом директоров банка. Решение о выплате годовых дивидендов, размере дивиденда и форме его выплаты по акциям каждой категории (типа) принимается общим собранием акционеров по рекомендации совета директоров банка. Размер годовых дивидендов не может быть больше рекомендованного советом директоров банка и меньше выплаченных промежуточных дивидендов. Общее собрание акционеров вправе принять решение о невыплате дивиденда по акциям определенных категорий (типов), а также о выплате дивидендов в неполном размере по привилегированным акциям, размер дивиденда по которым определен в уставе.
Дата выплаты годовых дивидендов определяется решением общего собрания акционеров о выплате годовых дивидендов, но не может быть ранее 30 дней со дня принятия такого решения. Дата выплаты промежуточных дивидендов определяется решением совета директоров банка о выплате промежуточных дивидендов, но не может быть ранее 30 дней со дня принятия такого решения.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Банк определяет размер дивидендов без учета налогов. Дивиденды выплачиваются акционерам за вычетом соответствующего налога. По невыплаченным или неполученным дивидендам проценты не начисляются.
Дивиденд может выплачиваться деньгами и акциями (капитализация) банка с согласия акционеров.
Права владельцев ценных бумаг :
Акционеры - владельцы обыкновенных акций банка имеют право лично или через своих законных представителей:
участвовать в работе общего собрания акционеров с количеством голосов, равным числу приобретенных акций, а также быть избранными в совет директоров банка;
получать выписку из реестра акционеров банка;
получать дивиденды;
знакомиться с учредительными и другими документами банка за исключением документов бухгалтерского учета и протоколов заседаний правления;
пользоваться правом на расчетное, кредитное и кассовое обслуживание, а также на другие услуги, оказываемые банком;
получать соответствующую часть имущества банка в случае его ликвидации;
имеют иные права, предусмотренные действующим законодательством, иными правовыми актами РФ, изданными в пределах их полномочий, а также уставом банка.
Облигации кредитной организацией не эмитировались
По ранее выпущенным ценным бумагам
начислены следующие доходы:
Дата начисления доходов | Регистрационный номер ц.б. | Начисленный доход (%) | Начисленный доход (руб.) |
18.03.96 | 10102787B |
|
|
Векселя :
Срок погашения | Объем выпущенных векселей (руб.) | Объем выкупленных векселей (руб.) |
До 30 дней |
3116708333,00
|
3632708333,00
|
от 31 дня до 3 месяцев |
3055000000,00
|
4290000000,00
|
свыше 3 месяцев |
15960000000,00
|
9420240834,00
|
В. | Сведения о предстоящем выпуске ценных бумаг |
23. | Общие данные о ценных бумагах |
Вид выпускаемых ценных бумаг : акции
Категория : обыкновенные
Форма выпуска : бездокументарные именные
Порядок хранения и учета прав на ценные бумаги : Хранение и учет прав на ценные бумаги осуществляется в электронном виде на отдельных лицевых счетах у реестродержателя.
Право на именную бездокументарную ценную бумагу переходит к приобретателю с момента внесения приходной записи по лицевому счету приобретателя в системе ведения реестра.
Права, закрепленные ценной бумагой, переходят к их приобретателю с момента перехода прав на эту ценную бумагу. Переход прав, закрепленных именной ценной бумагой, должен сопровождаться уведомлением держателя реестра , или депозитария, или номинального держателя ценных бумаг.
Осуществление прав по именным бездокументарным ценным бумагам производится эмитентом в отношении лиц, указанных в системе ведения реестра.
Наименование депозитария :
- нет.
Юр. адрес депозитария :
- нет.
Наименование реестродержателя :
ОАО КБ "Сибирское Согласие"
Юр. адрес реестродержателя :
630102, г.Новосибирск, ул. Обская,2
Порядковый номер выпуска ценных бумаг : 01
Номинальная стоимость :100000 (руб.)
Объем выпускаемых ценных бумаг (по номиналу) : 3998700000,00 (руб.)
Количество выпускаемых ценных бумаг : 39987
Права владельцев ценных бумаг :
Акционеры - владельцы обыкновенных акций банка имеют право лично или через своих законных представителей:
участвовать в работе общего собрания акционеров с количеством голосов, равным числу приобретенных акций, а также быть избранными в совет директоров банка;
получать выписку из реестра акционеров банка;
получать дивиденды;
знакомиться с учредительными и другими документами банка за исключением документов бухгалтерского учета и протоколов заседаний правления;
пользоваться правом на расчетное, кредитное и кассовое обслуживание, а также на другие услуги, оказываемые банком;
получать соответствующую часть имущества банка в случае его ликвидации;
имеют иные права, предусмотренные действующим законодательством, иными правовыми актами РФ, изданными в пределах их полномочий, а также уставом банка.
24. | Данные об эмиссии ценных бумаг |
Дата принятия решения о выпуске : 02.09.97
Орган, принявший решение о выпуске :
Совет директоров банка , на основании устава.
Ограничения в отношении потенциaльных владельцев ценных бумаг :
По решению общего собрания акционеров (протокол N 9 от 7 мая 1997г.) акции 4-го выпуска распределяются только среди акционеров банка - владельцев акций предыдущих выпусков согласно списку , утвержденному 21.03.97г., пропорционально количеству принадлежащих им акций банка по принципу: на каждые две акции ( любой категории ), принадлежащие акционеру, приходится одна акция из общего количества дополнительно размещаемых акций .
Места, где потенциальные владельцы могут приобрести ценные бумаги :
ОАО КБ "Сибирское Согласие", по адресу : г.Новосибирск, ул. Обская,2
Дата начала размещения : Через 2 недели с момента обеспечения всем потенциальным покупателям возможности доступа к информации о выпуске
Дата окончания размещения : Через шесть месяцев с момента регистрации выпуска
25. | Данные о ценах и порядке оплаты приобретаемых владельцами ценных бумаг |
Бумага : 10102787B
Цена размещения, руб. : 100000,00
Порядок оплаты :
Оплата акций данного выпуска в полном объеме предусматривается путем капитализации собственных средств банка в соответствии с решением общего собрания акционеров (протокол N 9 от 07.05.97г.).
На капитализацию будут направлены следующие средства :
- часть средств, направленных по решению общего собрания акционеров в фонд развития банка ( сч. 016 ) с целью дальнейшей капитализации, в размере 2 402 269 991 (Два миллиарда четыреста два миллиона двести шестьдесят девять тысяч девятьсот девяносто один ) рубль ;
- остатки по балансовому счету 018 "Фонды экономического стимулирования , направленные на производственное и социальное развитие", в размере 1 596 430 009 (Один миллиард пятьсот девяносто шесть миллионов четыреста тридцать тысяч девять ) рублей.
Оплата акций материальными активами не предусмотрена.
Минимальная оплаченная доля выпуска акций, необходимая для регистрации итогов выпуска, составляет :
3 998 700 000 х 50 % : 100 % = 1 999 350 000 рублей.
Для регистрации итогов выпуска акций реально оплаченный прирост уставного капитала должен составлять не менее 1999350000,00 руб.
26. | Кредитная организация не предполагает привлекать к участию в размещении выпуска ценных бумаг профессиональных участников рынка ценных бумаг или их объединений. |
27. | Данные о получении доходов по ценным бумагам |
Размер процентов :
Размер промежуточных (ежеквартальных, полугодовых) дивидендов и форма их выплаты по акциям каждой категории (типа) определяется решением совета директоров банка. Размер годовых дивидендов и форма их выплаты по акциям каждой категории (типа) определяется решением общего собрания акционеров по рекомендации совета директоров банка. Размер годовых дивидендов не может быть больше рекомендованного советом директоров банка и меньше выплаченных промежуточных дивидендов. Общее собрание акционеров вправе принять решение о невыплате дивиденда по акциям определенных категорий (типов), а также о выплате дивидендов в неполном размере по привилегированным акциям, размер дивиденда по которым определен в уставе.
Очередность выплаты дивидендов и ликвидационной стоимости :
В первую очередь дивиденды и ликвидационная стоимость выплачиваются владельцам привилегированных акций .
Во вторую очередь дивиденды и ликвидационная стоимость выплачиваются владельцам обыкновенных акций.
Места, где владельцы могут получить доходы :
ОАО КБ "Сибирское Согласие" по адресу : г.Новосибирск, ул.Обская,2.
Периодичность платежей :
Один раз в квартал, полугодие, год.
Календарный график событий, определяющих порядок выплаты доходов :
Дата выплаты годовых дивидендов определяется решением общего собрания акционеров о выплате годовых дивидендов, но не может быть ранее 30 дней со дня принятия такого решения. Дата выплаты промежуточных дивидендов определяется решением совета директоров банка о выплате промежуточных дивидендов, но не может быть ранее 30 дней со дня принятия такого решения.
Для каждой выплаты дивидендов совет директоров банка составляет список лиц, имеющих право на получение дивидендов. В список лиц, имеющих право на получение промежуточных дивидендов, должны быть включены акционеры и номинальные держатели акций, включенные в реестр акционеров банка за 10 дней до даты принятия советом директоров банка решения о выплате дивидендов, а в список лиц, имеющих право на получение годовых дивидендов, - акционеры и номинальные держатели акций, внесенные в реестр акционеров банка на день составления списка лиц, имеющих право участвовать в годовом общем собрании акционеров.
Порядок расчетов для получения доходов :
Банк определяет размер дивидендов без учета налогов. Дивиденды выплачиваются акционерам за вычетом соответствующих налогов. По невыплаченным или не полученным дивидендам проценты не начисляются. Дивиденд может выплачиваться деньгами и акциями (капитализация) банка с согласия акционеров. Выплата дивидендов в денежном виде производится безналичным путем : перечислением платежным поручением ,чеком, почтовым или телеграфным переводом на юридический адрес (места жительства), указанный в реестре акционеров.
Акционерам - физическим лицам дивиденды могут выплачиваться в наличной форме.
28. | Прочие особенности и условия, которые определяют положение держателей ценных бумаг, а также могут влиять на принятие такими держателями и потенциальными покупателями решения о приобретении или отчуждении ценных бумаг. |
В соответствии с уставом, в случае размещения банком посредством открытой подписки голосующих акций и ценных бумаг, конвертируемых в голосующие акции, с их оплатой деньгами право первоочередного приобретения этих ценных бумаг предоставляется держателям обыкновенных акций предыдущих выпусков в количестве пропорциональном количеству принадлежащих им голосующих акций банка.
Приобретение в результате одной или нескольких сделок одним юридическим или физическим лицом либо группой юридических и (или) физических лиц, связанных между собой соглашением, либо группой юридических лиц, являющихся дочерними или зависимыми по отношению друг к другу, более 5% акций банка требует уведомления Банка России, более 20% - предварительного согласия, данного территориальным учреждением Банка России по месту нахождения кредитной организации.
29. | Прочие сведения |
Информации нет.